Enjoy the views of Lake Norman from homes, houses, condos, townhomes or purchase a lot and build your own custom lakefront home or luxury waterfront home! Lake Norman's lake homes feature some exquisite luxury properties in NC.

Home Buying Process

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Buying Process
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Have a question about buying or selling real estate, ask Estelle Brown, NC REALTOR!

Step by Step

"If you don't know where you're going; you'll probably end up somewhere else." Taken from a book title, this quote conveys a very simple message - To achieve an objective - create a plan!

If you plan to buy a home soon, you will need to know "where you are going". For a most enjoyable home-buying experience, first build a road map to your new home, a list of priorities that will lead you to your objective - a new home!

This chart is designed to give you an overview of the steps necessary in purchasing and reaching your real estate goals. 

Find a REALTOR you can trust
Analyze Your Needs in a Consultation

Obtain Financial Pre-Qualification & Pre-Approval

Select Properties
View Properties

Write an
Offer to Purchase

Earnest Money Deposit
Negotiate & Counteroffer
Accept the Contract
Inspections
Remove Contingencies
Complete the Mortgage Application
Credit Report
Appraisal
Verifications
Rejection
Secure Underwriting
Conditions
Obtain Loan Approval*
Schedule Termite & Survey
Contact Title Company
Title Exam & Title Insurance
Close on the Property
Take possession of your new property

*if not already Pre-Approved.

 

Money You Will Need to Pay Upfront:

  Earnest Money
  Option Money
  Inspection Fee
  Appraisal
  Credit Report